Digital Prepaid Visa Card

A digital prepaid Visa card is not cash, but a card preloaded with a certain amount of money that can be spent anywhere a Visa card is accepted, whether it is paying bills or shopping online. Prepaid cards are purchased either as a physical card or virtual card.

Prepaid cards are very popular among consumers and employees because of their flexibility, so companies often use them as rewards and incentives.

The Visa prepaid card can be used anywhere the Visa card issuer is accepted but not in every country. There are certain restrictions for the recipient depending on which country they want to redeem the reward value. The full restriction list can be found here.

The card is available in 2 currencies, USD and CAD. 

The Visa USD product is only intended for distribution in the US.
The Visa CAD product is only intended for distribution in Canada.

The visa cards can be used outside North America, but restrictions may apply:

• Cards cannot be used in US/CA sanctioned countries
• If the card is spent with a merchant that does not accept USD or CAD then fees will be applied to the purchase to handle currency conversion
• Across Europe the AMLD5 (anti-money laundering policy) is strictly enforced and Visa has noticed an uptick in cards being declined during the pre-authorization process

There is no transaction fee when using the card in the country and currency in which it was purchased. International purchases may incur fees. The fees are listed in the Cardholder Agreements.

To read the Cardholder Agreement with international fees click here:

Agreement USD

Agreement CAD

The reward card can be used in any store where Visa cards are accepted within the permitted countries. The full territory restriction list can be found here.

Sending digital prepaid Visa cards in bulk is easy using WeGift. You just need to log in to our platform, ensure there are sufficient funds for the value you want to send and select the desired quantities and denominations. You can either send all the rewards yourself by downloading a CSV file with all the links or have us send them for you!

The digital Visa prepaid cards are delivered to the recipients via email. The reward is provided in an encrypted hyperlink that, when clicked, will open the recipient’s browser and redirect the recipient to a secure website where they can view all the virtual card details. The reward cards can then be used for online purchase, in-store or added to a digital wallet.

For more information on Visa prepaid cards or other gift card brands, contact our experts here.

The WeGift platform gives you access to hundreds of different gift card brands, from companies including Uber and Target to Amazon and Doordash.

A branded virtual gift card, unlike a Visa debit card or prepaid debit card, can only be redeemed in that specific brand's store. While that may be less flexible, it offers other benefits, including brand recognition and recall and potential discounts. Our wide global catalog gives your recipients ample choice when selecting a brand.

Interested to see all the gift cards in our catalog and learn more about how branded gift cards can help businesses grow? Contact us here.